As a form of consumption, prepayment has been widely used in the market and spread across a variety of industries. However, for a long time, there have been many problems around prepayment, such as difficult refund, difficult proof, difficult recovery and so on, especially some bad businesses, who pack up and run away after getting the prepayment. So, how to solve this problem* Digital RMB is trying to crack *.
According to @ CCTV finance and economics, Mr. He's children have been taking robot related courses. After returning to offline classes in Shenzhen, he is hesitant to renew his children's classes. One of his concerns is the safety of the registration fee.
However, when paying this time, the staff recommended him to use the digital RMB prepaid consumption platform to pay the tuition.
It is understood that after consumers use digital RMB to pay tuition fees, funds will be frozen in the digital RMB account , and the deduction will be made for each class. When there is a problem and a refund is required, the platform can realize a rapid refund of the amount not consumed.
In an interview, the staff of China Construction Bank said that compared with the previous traditional supervision mode, Digital RMB can realize the automatic supervision of a single Fund , while the traditional account mode is to supervise the whole account.
In addition, the supervision of digital RMB can realize the online platform processing of the whole process. Traditionally, we need to go to the bank for business.
According to public information, the country's first digital RMB prepaid consumption platform has been first used in Futian District, Shenzhen. In the future, the platform will be promoted and used by more than 200 enterprises in education and training, beauty salon, sports fitness and other industries .
